Nursing Homes

Running a nursing home in Germany has become complex. Large demand faces strict official requirements, high demand for transparency and a tight job market. In addition to managing the nursing process, institutions must continuously efficiently manage their real-estate and inventory portfolios. Insuring a nursing home must provide coverage against use by a third party, which occurs inevitably while nursing and protect fixed assets based on individual risk philosophy.

vR&S offers home operators tailored insurance coverage, which consist out of the following insurance classes:

  • Business liability insurance including subsidiary liability insurance for nursing patients
  • Building, contents and income-loss insurance
  • Closure insurance
  • Electronics insurance
  • D&O and Asset damages liability insurance
  • Legal expenses insurance